2-bed home in Birmingham, AL 35211

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The property

Everything else on this screen follows from these two.

Purchase price

asking, from the listing

ARV

from the listing

Rehab budget

Total repairs

from the listing

Contingency

% of repairs

Rehab total$45,000 + contingency$49,500

Not sure about the rehab? Get a quote on Slably ↗

Slably and InvestorA have the same owner. Nothing from this analysis is sent.

Hard money, holding & sale

Interest assumes the full loan for the whole period.

Rate

% / mo

Origination

points

Of purchase

Of rehab

% of ARV

Set as a %. Change the ARV and the dollars follow.

Until sold

months

Holding

$ / mo

Blank, so estimated at $417 / mo: 2.5% of the price a year, plus $350.

Closing, purchase

% of price

Cost of selling

Total, at the sale

% of ARV

InvestorA’s 11%: commissions, concessions, title and closing. Switch to By part to set each one.

Maximum offerThe most to pay and still meet your minimums

$11,172Your price is $20,828 over it.

Net profit at your priceWhat you make buying at your price

$7,100Buying at $32,000, selling at $110,000.

The 70% rule would allow $27,500 (ARV × 0.70 − rehab). Your $30,000 profit is stricter, so it sets the ceiling.

Not at this price0 of 3

Judged against InvestorA’s minimums

Net profit: $22,900 shortmin $30,000Short
ROI: 6.9%min 15%Short by 8.1 points
Safety margin: 7.3%min 10%Short by 2.7 points

Cash in$13,800price + rehab + costs, less the $77,000 loan

Cash on cash51.4%net profit over the cash in

Annualized102.9%on a 6-month hold

Break-even price$38,877where profit reaches zero

ROI6.9%on $102,900 all in

Where the ARV goes

$110,000

Purchase29.1%
Closing0.6%
Rehab45.0%
Financing5.6%
Holding2.3%
Selling11.0%
Profit6.5%

Purchase price−$32,000
Closing, purchase2% of $32,000−$640
Rehab$45,000 + 10% contingency−$49,500
Origination2 points on $77,000−$1,540
Interest1% × 6 months on $77,000−$4,620
Holdingestimate$417 × 6 months−$2,500
Cost of selling11% of ARV−$12,100
Sale at ARV+$110,000
Net profit$7,100

Stress test

The same deal, with one assumption moved at a time.

Profit and ROI under each scenario
Scenario	Profit	ROI
Base case	$7,100	6.9%
ARV drops 5%	$2,513	2.5%
Rehab 10% over	$2,150	2.0%
Sells 2 months later	$4,727	4.5%

In amber: below one of your minimums.

Fund this deal

A $77,000 hard money loan, capped at 70% of the ARV. Cash to close $13,800.